What Can you Afford? Calculator This calculator will help you to determine how much house you can afford and/or qualify for. Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field. Purchase Information Inputs Outputs Purchase price: Down payment: % $ Loan amount:   Annual interest rate: Length of the mortgage in years: Payment Information Inputs Outputs (Monthly) Monthly principal & interest payment:   Annual property taxes: % $ Annual insurance: % $ Annual PMI: % $ Monthly association fees: Monthly payment (PITI):   Tax deductable portion of payment:   Qualifying Information Inputs Outputs Gross income: Annually Monthly Monthly debt payments: Qualify for loan?: Maximum qualifying loan amount: Current Income to payment ratio (max = 28%): Current debt to income ratio (max = 36%):